Shop directly in-store, through our retail partners, or online through our eCommerce partners, and select SmartPay as your payment option at checkout. You will be asked to complete your SmartPay application before completing your transaction.

Depending on where you apply, you may be able to bundle the smartphone with accessories and/or an auto-refill service plan.

We break down the cost of your smartphone into low, affordable payments. The cost depends on the retail value of the items you lease and the terms of the plan for which you are approved. You will have a chance to review your payments and terms before completing your lease.

We break down the cost of your smartphone into low, affordable payments. The cost depends on the retail value of the items you lease and the terms of the plan for which you are approved. You will have a chance to review your payments and terms before completing your lease.

Yes. You can return your items at anytime without penalty. If you wish to return the items within the merchant’s return window, you should return the items directly to the merchant. Please refer to the merchant’s return policy for more details.